Keeping Your Information Private from Debt Collectors

If you have defaulted on your debts and the accounts have been assigned to debt collectors then it is important to keep your personal information as private as possible.  Creditors and debt collectors will use your information to collect from you in anyway possible including filing lawsuits, filing liens against your property and garnishing your wages.…

Do Bankruptcy Attorneys Accept Payment Plans?

Paying your bankruptcy attorney can be a difficult and frustrating process.  Many, if not most, bankruptcy attorneys require that their attorney fees be paid in full prior to filing your bankruptcy case.  The reason for this is that the bankruptcy attorney’s fees are discharged once the bankruptcy is filed, just like your other debts.  Most…

A Victory for Consumers

A jury in Missouri recently hammered notorious debt collector, Portfolio Recovery Associates, LLC with a huge $83 million penalty for its violations of the Fair Debt Collections Practices Act. The jury found that Portfolio Recovery Associates (PRA) violated the rights of Maria Mejia when they sued her for a debt that was not hers.  The jury…