Colorado Bankruptcy Lawyers
Sometimes bankruptcy protection is your only option. If your debt is insurmountable, our experienced Denver, Colorado bankruptcy attorneys can guide you or your company through the bankruptcy process. The stress and pressure attributable to financial problems can have devastating effects on individuals and families. We will give you honest advice about your options and you will never be pressured to take action before you are ready. Whether you are seeking to file a chapter 7 or chapter 13 bankruptcy, having an experienced Colorado bankruptcy attorney on your side can save you thousands of dollars.
We can help you obtain your fresh start by:
- Ending harassing creditor phone calls;
- Determining which Chapter of bankruptcy to file;
- Protecting your assets and bank accounts in a bankruptcy;
- Determining the best time to file your case;
- Prepare your Bankruptcy Petition and Schedules;
- File your case with the Bankruptcy Court;
- Represent you at your 341 Meeting of Creditors and throughout your case.
Debt Settlement Lawyers
Creditors will often settle a delinquent account for less than the full amount owed. The amount of a settlement will depend on many factors including the amount and type of the debt, the number of payments missed, and the skill of those negotiating the debt to be settled. It is common for lenders to settle accounts for less than 50% of what is owed. Generally, you will obtain the lowest settlement amount by offering a lump sum payment.
Having a licensed debt settlement attorney negotiating on your behalf will help you obtain the lowest possible settlement. At Aguero Law, we have settled hundreds of consumer accounts and will be able to devise a plan based on your specific circumstances. Unlike large debt settlement companies you see on late night t.v., our licensed debt settlement attorneys negotiate directly with your creditors. All settlement agreements will be carefully reviewed by an attorney and we will make sure that the settlement terms are fair, reasonable and binding. In some cases, reaching a settlement with creditors is not possible. When that happens, consumers must be prepared to protect themselves from heightened collection efforts. In the event that you are sued by creditors, our attorneys can represent you in court.
At Aguero Law, our attorneys will develop a plan to address your specific situation and will guide you through the debt settlement process. Call us today to schedule your free Debt Settlement consult in our South Denver office. For our clients outside of the Denver Metro area, we offer phone consults. We will explain all of your legal options so that you can make an informed decision regarding your financial future.
When creditors are after you, its hard to find a consumer law attorney to help you fight back. If you are being sued for a debt you do not owe or cannot afford to pay, contact Aguero Law today! Our bankruptcy and debt settlement attorneys will advise you on how best to protect your assets while forming a strategic defense. We offer free consultations and individualized payment options based on the specifics of your case.